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Ph64
- Posts: 2434
- Joined: Wed Feb 08, 2017 10:34 pm
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by Ph64 » Tue Apr 13, 2021 3:28 pm
SuburbanFarmer wrote: ↑Tue Apr 13, 2021 3:03 pm
Martin Hash wrote: ↑Tue Apr 13, 2021 1:20 pm
SuburbanFarmer wrote: ↑Tue Apr 13, 2021 1:09 pm
Whether to buy now, or wait for the demand to pop... that is the question.
Smitty’s correct on this: if it’s your forever home, how much it costs is almost immaterial.
It’s pretty damn material when you’re paying a mortgage at 70.
Got a 30yr mortgage in 1991, paid it off in 2003.
Mind you, I was "pre-approved" for almost $50k more than I actually spent, I wasn't gonna set myself up for that much of a struggle financially, so I was able to pay $200-$300/mo extra on the principal most of the time.
Property taxes & basic bills, I could probably survive ok on $1000/mo or so now if I had to.
I joke I could probably flip burgers at McDs and survive... Not that I'd want to, but it's a comfortable place to be.
"People don't like to be meddled with. We tell them what to do, what to think, don't run, don't walk. We're in their homes and in their heads and we haven't the right. We're meddlesome."
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SilverEagle
- Posts: 2421
- Joined: Wed Nov 30, 2016 11:07 am
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by SilverEagle » Tue Apr 13, 2021 5:32 pm
Ph64 wrote: ↑Tue Apr 13, 2021 3:28 pm
SuburbanFarmer wrote: ↑Tue Apr 13, 2021 3:03 pm
Martin Hash wrote: ↑Tue Apr 13, 2021 1:20 pm
Smitty’s correct on this: if it’s your forever home, how much it costs is almost immaterial.
It’s pretty damn material when you’re paying a mortgage at 70.
Got a 30yr mortgage in 1991, paid it off in 2003.
Mind you, I was "pre-approved" for almost $50k more than I actually spent, I wasn't gonna set myself up for that much of a struggle financially, so I was able to pay $200-$300/mo extra on the principal most of the time.
Property taxes & basic bills, I could probably survive ok on $1000/mo or so now if I had to.
I joke I could probably flip burgers at McDs and survive... Not that I'd want to, but it's a comfortable place to be.
Not when minimum wage hits $15 and McD’s goes 95% automated.
There is a time for good men to do bad things.
For fuck sake, 1984 is NOT an instruction manual!
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doc_loliday
- Posts: 2443
- Joined: Wed Nov 30, 2016 9:10 am
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by doc_loliday » Tue Apr 13, 2021 6:51 pm
Imagine a world where you get your fast food order right. Bring it on.
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SilverEagle
- Posts: 2421
- Joined: Wed Nov 30, 2016 11:07 am
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by SilverEagle » Tue Apr 13, 2021 6:59 pm
doc_loliday wrote: ↑Tue Apr 13, 2021 6:51 pm
Imagine a world where you get your fast food order right. Bring it on.
Lol right! I know we all say this when they get your order wrong....”yup, you’re worth $15 and hr”.
There is a time for good men to do bad things.
For fuck sake, 1984 is NOT an instruction manual!
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Ph64
- Posts: 2434
- Joined: Wed Feb 08, 2017 10:34 pm
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by Ph64 » Tue Apr 13, 2021 7:25 pm
SilverEagle wrote: ↑Tue Apr 13, 2021 5:32 pm
Ph64 wrote: ↑Tue Apr 13, 2021 3:28 pm
SuburbanFarmer wrote: ↑Tue Apr 13, 2021 3:03 pm
It’s pretty damn material when you’re paying a mortgage at 70.
Got a 30yr mortgage in 1991, paid it off in 2003.
Mind you, I was "pre-approved" for almost $50k more than I actually spent, I wasn't gonna set myself up for that much of a struggle financially, so I was able to pay $200-$300/mo extra on the principal most of the time.
Property taxes & basic bills, I could probably survive ok on $1000/mo or so now if I had to.
I joke I could probably flip burgers at McDs and survive... Not that I'd want to, but it's a comfortable place to be.
Not when minimum wage hits $15 and McD’s goes 95% automated.
Perhaps better, I'm a computer/electronics/tech guy, I could probably fix the automated burger flipper, unlike most of the people they hire that can't seem to comprehend that a "black coffee" means no cream & no sugar.
"People don't like to be meddled with. We tell them what to do, what to think, don't run, don't walk. We're in their homes and in their heads and we haven't the right. We're meddlesome."
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Xenophon
- Posts: 2713
- Joined: Wed Nov 30, 2016 6:41 am
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by Xenophon » Wed Apr 14, 2021 7:52 am
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PartyOf5
- Posts: 3657
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by PartyOf5 » Wed Apr 14, 2021 8:20 am
Smitty-48 wrote: ↑Tue Apr 13, 2021 12:28 pm
it's not racism which gets black men shot, they just have more contact with the police
It's not contact with cops. It's what they do after contact that gets them shot.
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Smitty-48
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by Smitty-48 » Wed Apr 14, 2021 8:24 am
PartyOf5 wrote: ↑Wed Apr 14, 2021 8:20 am
Smitty-48 wrote: ↑Tue Apr 13, 2021 12:28 pm
it's not racism which gets black men shot, they just have more contact with the police
It's not contact with cops. It's what they do after contact that gets them shot.
idk, I did some pretty crazy things when I was young, including battling with cops
the only reason I didn't get a record from it, is that I was army, so they let us go after, armed agent solidarity
Nec Aspera Terrent
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Smitty-48
- Posts: 36399
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by Smitty-48 » Wed Apr 14, 2021 8:28 am
I was in this street fight one time, and a lady cop tried to take me down
I just flipped her on her ass, reflexively, I was in the middle of a brawl
then two huge man cops crushed me into the pavement
but the lady cop had her gun drawn on me by that point, she was enraged
Nec Aspera Terrent
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Smitty-48
- Posts: 36399
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by Smitty-48 » Wed Apr 14, 2021 8:36 am
it's like if you live in the hood you encounter the cops in a tactical mode at all times
one time I was walking to the gas station to get cigarettes
on the way to the gas station I got rousted by cops in a squad car
they determined that I wasn't the guy they were looking for, so they let me go
walking back from the gas station, I got rousted again, this time by SWAT cops in an unmarked van
after they let me go, I said you guys rousted me twice in five minutes, wtf ?
they said it was my fault for walking alone on the streets after dark
that was just Fifty One Division, the hood cops operate by hood rules
they didn't care if you were black or white, young & male & walking around in the hood was the profile
Nec Aspera Terrent