Economics: Muh Roadz

[Martin Hash]

See California.

[DBTrek]

See California.

I’d rather sea California, myself.

[heydaralon]

From Martin's perspective, I think he is saying that you should only have to get insurance for yourself and your own vehicle. It shouldn't matter who is at fault. Your insurance pays for your car, their insurance pays for their car.

The only problem with that is that it will lead to more uninsured drivers, which would wipe out the insurance industry to some extent. If there are little to no penalties for driving without insurance, and nobody is going to sue you because the insurance company just deals with it, then imagine how many people would just go uninsured.

If the insurance companies (lets be real, in this case, are the only people Congress listens to anyway) want to set up a system like that, then they should. But they won't. They would rather sue and bill eachother for damages to avoid eating the cost that we as customers are paying for. I just don't want to be in a spot where I do everything I'm supposed to and still get shafted. They always give you less than your car is worth, and I read that in Florida at least, they got a law passed that essentially gets them out of paying for the repairs to your vehicle if its over a certain amount. Then they give you less than the value of your car if its totalled. Its fucked.

I don't care if the other insurance company or mine pays for the damages when I get hit, but it needs to be paid. I'm guessing those who are against insurance have never been in a bad accident.

And yes, it should be a felony to drive without insurance. When you drive without insurance, you are effectively getting drunk at a bar and opening up a big tab for some othe person to pay against their will.

[SuburbanFarmer]

I got t-boned by a guy doing at least 20 over, when I was 18. My car actually split in half, which probably saved my life. Broken neck, and smashed face. While I’m in the fucking CAT scan, Florida cop comes in and announces he’s giving my mom a ticket for my “failure to yield”. I said ‘fuck you’ through a broken jaw.

Ended up doing traffic school with my mouth wired shut. “Insurance” never paid a dime.

[heydaralon]

I got t-boned by a guy doing at least 20 over, when I was 18. My car actually split in half, which probably saved my life. Broken neck, and smashed face. While I’m in the fucking CAT scan, Florida cop comes in and announces he’s giving my mom a ticket for my “failure to yield”. I said ‘fuck you’ through a broken jaw.

Ended up doing traffic school with my mouth wired shut. “Insurance” never paid a dime.

The worst part of it is, when they pull a fast one like that, they are kicking you when you are already down. And they do this every day.

[The Conservative]

What happens when lightning hits your car?

You have a better chance of getting hit by an uninsured person than lightning.

And you have a better chance that the uninsured is also an illegal.

[Martin Hash]

61% of fatal accidents are single-vehicle, and the majority of accidents have no assigned fault. Insurance is regressive; that means it transfers money from people with less money to people with more money.

[Montegriffo]

What happens when lightning hits your car?

Nothing because your car acts as a Fariday cage and your rubber tyres insulate you from the Earth.

[The Conservative]

61% of fatal accidents are single-vehicle, and the majority of accidents have no assigned fault. Insurance is regressive; that means it transfers money from people with less money to people with more money.

Want to make insurance for cars to go away, make vehicles worth shit. The only way to make car insurance and of the like is if we stop putting value on vehicles.

Because there is no excuse upon why a car once driven off the lot looses 25% of its value.

Either that, or you start talking about another socialist program which will sink the US into debt, like the ACA... because you want to talk about a scam.

What I pay a month in health insurance I pay for ½ a year for my car.

[Speaker to Animals]

61% of fatal accidents are single-vehicle, and the majority of accidents have no assigned fault. Insurance is regressive; that means it transfers money from people with less money to people with more money.

So how would all of this work with no liability insurance?

People can still be sued for personal injuries if they are negligent?