Economics: Muh Roadz

[heydaralon]

What happens when an uninsured driver totals your car?

Your insurance company gives you a check for $300. Before that happens though, the cop at the scene threatens to lock you up for calling the uninsured cunt a "stupid cunt," because she t-boned you. True story, happened to me. That fucking pig should be in jail. People who can't afford insurance should be allowed to drive. End of discussion. In fact, they should be in prison.

[SuburbanFarmer]

What happens when an uninsured driver totals your car?

Nothing. You get a bigass repair bill that just happens to match your 'deductible'.

[Fife]

[Speaker to Animals]

Good question.

[brewster]

Imagine having to plan your routes though, not by time or distance, but cost as well. That would be infuriating.

If you lived in the NYC area you wouldn't have to imagine, we do it all the time. Not surprisingly, the NJ turnpike doesn't even tell you what they deduct from your EZ-Pass as you go through, because then you might feel the bite at the time and think twice next time. Getting to Bayonne, a frequent trip for me, is either (according to G-maps) 13 min, using 4 mi of the Tpk for $0.90, or 20 min by local roads. I hate giving money to those rapacious fucks, that "Authority" has a 25% profit margin.

[nmoore63]

What happens when an uninsured driver totals your car?

Nothing. You get a bigass repair bill that just happens to match your 'deductible'.

You are not required to have uninsured motorist insurance.

[SuburbanFarmer]

What happens when an uninsured driver totals your car?

Nothing. You get a bigass repair bill that just happens to match your 'deductible'.

You are not required to have uninsured motorist insurance.

Same with every other type of insurance. Having seen the inside of the beast, I can tell you - they will ALWAYS make money, no matter what. Your premiums will never ever be less than the payout, unless you hit the lottery.

[heydaralon]

Nothing. You get a bigass repair bill that just happens to match your 'deductible'.

You are not required to have uninsured motorist insurance.

Same with every other type of insurance. Having seen the inside of the beast, I can tell you - they will ALWAYS make money, no matter what. Your premiums will never ever be less than the payout, unless you hit the lottery.

yep. I'm going the lawsuit route next time some sorry piece of shit hits me. Insurance companies fuck you in the ass with a broken bottle and still charge you a glass fee. I wouldn't wipe my ass with an insurance company.

[nmoore63]

Oh they are fucks to be sure.
I had my pick-up hit and run once.
The insurance company was such fucks about it, I didn't even bother to call them the next time it happened.

[Speaker to Animals]

Mobile gas chambers for uninsured drivers.