ObamaCare is a failure... and my last bill is proof.

[Speaker to Animals]

Again, you aren't paying shit compared to most. So, consider yourself lucky.

Even the "lucky" ones are getting hammered. The topic heading stands, it's a failure. We still had some of this coming at some point. For a number of reasons already discussed in other threads over the years, health insurance in the US is broken. ObamaCare made a lot of promises it never kept, and I think the authors knew it.

I guess I'm also one of the lucky ones. My company still has reasonable premiums, but the plans are all high deductible now, so we have to have FSAs or HSAs in order to (hopefully) handle the $6800 deductibles. For those not aware, that means I have to pay $6800 before insurance begins to pay for anything.

A $6800 deductible means you have no health insurance. Your company is only providing catastrophic insurance which probably caps at a $million anyway. You got nothing bankruptcy wouldn't give you.

I wish people would say this openly, especially in the MSM. People need to wake up to this racket.

[DBTrek]

$1000 a month will get you a $6000 family deductible, $1500 individual, and 20/80 split after that in Seattle.

Thanks you-know-who.

[GloryofGreece]

Point is that the system was broken far before Obama came along. My rates have been going up and up and up since the late 80's. I used to pay $20/month and nearly everything was covered at 90% or more, including scripts that were almost always free.

Now, with a $6K deductible at $700/month...

It didn't go from $30/month to $700/month since Obama... my rates since Obamacare have risen at approximately the same rate, in general.

Note - I'm no champion of Obamacare - I was against it from the beginning. I just don't see it as the primary reason that our healthcare system is in a downward spiral. It has been, since Nixon got involved.

Good point. Few will care to notice or let that sink in.

[The Conservative]

Point is that the system was broken far before Obama came along. My rates have been going up and up and up since the late 80's. I used to pay $20/month and nearly everything was covered at 90% or more, including scripts that were almost always free.

Now, with a $6K deductible at $700/month...

It didn't go from $30/month to $700/month since Obama... my rates since Obamacare have risen at approximately the same rate, in general.

Note - I'm no champion of Obamacare - I was against it from the beginning. I just don't see it as the primary reason that our healthcare system is in a downward spiral. It has been, since Nixon got involved.

Good point. Few will care to notice or let that sink in.

Yeah, what's the rate? Because we aren't getting better care for the more we spend. Also, they are giving less service than before.

[DBTrek]

So you deluded folk prefer to believe that you can force insurance companies to cover previously uninsurable citizens, mandate that taxpayers cover whatever additional costs this policy incurs, and your rates go up “just the same as before”?

Wow.

Yeah, maybe at the very bottom of the economic spectrum that’s the case. I doubt you’ll find anyone paying 5 figure tax bills that agrees.

[C-Mag]

I pay for health insurance, before ObamaCare when I had a surgery it was covered... I didn't see a bill. After my knee surgery two weeks ago, I get a bill in the mail for $1,800. That is what Health Insurance didn't cover. WTF!? On top of that, I got a $1500 bill yesterday for my wife's ambulance ride...

Please remind me when ObamaCare was enacted, how we were supposed to be able to not only keep our doctors, but insurance costs were to go down, and we would be paying less for everything?

I pay $400 a month for health insurance... I shouldn't have to pay shit out of pocket. (family plan)

Quit your fucking whining TC, you are White and Privileged. You need to suck this shit up so illegal foreigners can be covered in the US for free and we can force Nuns to preach Abortion. Shut your fucking pie hole and get with the program.

[K@th]

I doubt you’ll find anyone paying 5 figure tax bills that agrees.

Nah; we're well into the 5-figure tax bill and the premium rates for me have been going on pretty steadily since the late 80's/early 90's. It's exponential growth, though, so the increases per year, dollar wise get bigger.

[DBTrek]

It turns out that across the board, for all ages and family sizes, for HMO, PPO, and POS plans, premium increases averaged about 60 percent from 2013, the last year before ACA reforms took effect, to 2017. In same length of time preceding that, all groups experienced premium increases of less than 10 percent, and most age groups actually experienced premium decreases, on average.

http://www.forbes.com/sites/theapotheca ... -premiums/

Forbes disagrees with your perception.

[K@th]

Well, it's hard to know, really, because up until about two years ago, my employer would not tell me how much they were paying towards our insurance. So, they may very well have been picking up a majority on the increases pre-Obamacare.

I just don't know. I've never personally seen my rates go up that fast. So, yeah, I may not be the best judge.

[DBTrek]

Could be the employers. I’m paying $200 more a month for a plan considerably worse than one I had two years ago.
But that’s because I went from contracting for the gravy-train tax funded government to contracting for the private sector again.